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Essential Business Terms Glossary for SMEs



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Essential Business Terms Glossary for SMEs

Introduction

For any SME in Spain, understanding the basic terms related to management, taxation, human resources, and labor law is essential for effective administration and regulatory compliance. This glossary covers the most relevant terms that will facilitate understanding and practical application in daily operations.

Key Terms for SMEs

Business Management

1. Business Plan

A document that describes the company’s objectives, strategies to achieve them, target market, and financial feasibility.

2. SWOT Analysis

A tool that identifies a company’s Weaknesses, Threats, Strengths, and Opportunities to plan its strategy.

3. Balanced Scorecard

A methodology for measuring organizational performance through financial and non-financial indicators.

Taxation

4. VAT (Value Added Tax)

An indirect tax on consumption that companies must manage in their commercial operations.

5. IRPF (Personal Income Tax)

A tax affecting employees and freelancers, which the company must withhold and declare.

6. Withholdings

The percentage of payment that the company must withhold for taxes from workers or suppliers.

Human Resources

7. Permanent Contract

An employment agreement without an end date, providing stability to the worker.

8. Temporary Contract

A contract with a limited duration to cover specific needs or projects.

9. Payslip

A document detailing a worker’s salary, deductions, and withholdings.

Labor Law

10. Collective Agreement

An agreement regulating the working conditions of a sector or company.

11. Working Hours

The time during which the worker is at the employer’s disposal to perform their work.

12. Social Security

A public system that provides social protection to workers and companies.

Other Relevant Terms

13. Public Aid

Grants or financial incentives granted by public bodies to promote business activities.

14. Public Procurement

The process by which administrations acquire goods or services from companies.

15. Compliance

A set of procedures to ensure legal and ethical regulatory compliance within the company.

Conclusion

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